全澳私人医疗保险费用将从今年4月1日起上调,预计这将影响1470万澳洲人总值为235亿澳元的保单。
其中,CBHS Corporate Health是整个行业涨幅最大的保险公司,涨幅为5.82%。该公司的CBHS Health Fund也上调了4.51%。NIB的涨幅是4.1%,为行业第三;Bupa和Medibank也高于平均水平。
以下是各大私人保险公司的保费涨幅:
- CBHS Corporate Health 5.82%
- CBHS Health Fund 4.51%
- NIB Health Funds 4.10%
- HBF Health 3.95%
- Health Insurance Fund of Australia 3.87%
- Phoenix Health Fund 3.72%
- BUPA HI 3.61%
- National Health Benefits Australia 3.41%
- Hunter Health Insurance 3.32%
- Medibank Private 3.31%
- St Luke's Medical and Hospital Benefits Association 3.20%
- ACA Health Benefits Fund 3.18%
- Navy Health 3.10%
- Latrobe Health Services 3.04%
- Police Health 3.01%
- Reserve Bank Health Society 2.97%
- GMHBA 2.91%
- Hospitals Contribution Fund of Australia (HCF) 2.89%
- Westfund 2.82%
- Doctors' Health Fund 2.79%
- Teachers Federation Health 2.65%
- Queensland Country Health Fund 2.53%
- AIA Health Insurance 2.19%
- Mildura District Hospital Fund 2.14%
- Queensland Teachers' Union Health Fund 1.96%
- Health Partners 1.93%
- Peoplecare Health 1.63%
- Australian Unity Health 1.42%
- Defence Health 1.00%
- Health Care Insurance 0.27%
今年私人保险费用平均涨幅为3.03%,高于去年的2.9%,是新冠疫情以来的最高涨幅,最近一次超过3个百分点的涨幅是2019年的3.3%。不过,这些数字均处于过去20多年来的低位。
联邦卫生部发声明表示,基于私人保险公司的理赔支付情况和近年创纪录的盈利,当局批准的医疗保费平均升幅低于工资增长的4.2%、去年通胀率的4.1%和与通胀看齐的福利金升幅,亦远低于其他保险产品的17%加价幅度。
“私人医疗保险公司必须确保其客户(投保)物有所值。当费用上升时,澳洲人想知道更高的保费是否有助于改善整个系统,例如护士和其他医疗工作者的薪水更高,并确保提供负担得起的服务。”
他补充道,当局今年将通过私人保险政策,为投保的澳洲人提供73亿澳元的返款,同时会采取行动,确保降低私人诊所的设备成本、简化购置医疗设备的手续、提高专科医疗服务自费项目的透明度。
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